The financial landscape will change forever. A world where global remittance becomes faster and cheaper. We are the tectonic shift in the finance world. We question, innovate and go beyond. We thrive off the doubters. The challenges. We break down financial barriers. We set the benchmark for FinTech. Attracting a different kind of person and changing the way they use money. The future of global money is here. We are a better way.
There are over 3.9 billion smartphone users in the world (and counting).

That’s over half the planet.

More than 2 billion people do not have access to a bank account.

That’s about two Indias worth of people.

That’s where we come in.

But you probably could have guessed that.

WAIV is the better way to transfer money overseas. For a low, flat fee per transaction, money gets where it’s supposed to go in seconds. By signing up, Members will be given a brand new bank account, a debit card, and access to the mobile app.
As it stands, migrant workers represent a large proportion of international money transfers. WAIV is the new international remittance platform for this marginalised group.

Our Members can bid farewell to hefty fees and hours spent waiting in line. They can now make international money transfers in seconds for a low, flat fee.

WAIV makes money transfers easier, by using the mobile phones that these people already have access to. This will also be a big step forward for bill payment.
By expanding into the markets of the unbanked and underbanked, WAIV will change the way these people not only send and receive money, and pay their bills, but also how they save money and become more financially resilient.

Financial inclusion. Financial security. Financial freedom. Financially resilient.

We are about financial inclusion. Our platform gives the world a better way to send and receive money, faster than ever before. It could be midnight on a Sunday when everything is closed, but you can use WAIV anywhere, anytime. If you’ve got an internet connection, you can send money.

To cut down on the technical jargon, we’ve put together a simple explanation on how everything works.


We form a partnership with a bank in each country.

After signing up, Members will be given a brand new bank account, a WAIV debit card, and access to the WAIV mobile app.

Our system acts as a middle man between each bank in the network allowing for secure and instant transfers.

We’re always watching, end-to-end, to make sure everything is on the up and up.

Members can feel secure in the knowledge that all data is safe within our PCI-compliant cloud. Even when the ocean gets rough.

We provide the highest possible level of compliance in Know Your Customer, Anti-Money Laundering Counter Terrorism Funding, Anti-Fraud, Anti-Bribery and Corruption – all the important stuff.

As the network grows, more banks will become partnered with WAIV, opening more doors to our Members.

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“If my daughter was overseas, in a cab at night and couldn’t afford to pay, she wouldn’t have an option. With the system we’ve built, in less than ten seconds, my daughter would have cleared funds from me.”John Fenga, CEO, WAIV

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