The Better Way To Pay.


A world where all global citizens have access to money transfers at the touch of a button for a low, flat fee. Our payment system is designed inclusively so that financial resilience becomes a right, not a privilege for members.


Global #financial independence should be a right not a privilege. The #FinTech revolution has only just begun.

The financially resilient way to move your money.

Built on the back of financial freedom and inclusion, WAIV is the resilient money transfer solution for affordable and reliable transactions. By creating a financial technology platform designed to alleviate the difficulties associated with sending money both locally and globally, money transfer is now shifting towards becoming a basic right, not an elusive privilege.

We’ve done our research.

There are over 3.9 billion people in the world who own a smartphone.

That’s over half the planet.
More than 2 billion people do not have access to a bank account.

That’s about two Indias worth of people.

That’s why we decided to close the gap and connect the dots.

We link traditional bank accounts with digital bank accounts to process transactions and connect consumers around the world. Our technology integrates into existing merchant, bank, carrier, and payment networks.

Our customers can say goodbye to inconvenience and delays. With speed, security, and affordability, they can spend that extra time and money on moments that matter.

Global financial inclusion, security, and independence, breeds a more financially resilient world.

By expanding into the markets of the unbanked and underbanked, WAIV will not only change the way this community send and receive money and pay their bills, but how they save money and become more financially resilient.

And we’re just getting started.

To simplify the complex, we’ve saved you time in understanding how everything works.


We form a mutual and trusted partnership with a bank in your country.

Upon signing up, you will be given a brand new bank account, a WAIV debit card, and access to the WAIV mobile app.

Our system acts as a middle man between each bank in the network, ensuring secure and instant transfers.

We’re always watching, end-to-end, to make sure everything is above board.

All data is safe within our PCI-compliant cloud. Even when the ocean gets rough

We provide the highest possible level of compliance in Know Your Customer, Anti-Money Laundering Counter Terrorism Funding, Anti-Fraud, Anti-Bribery and Corruption – all the important stuff.

As our network grows, more financial institutions will become partnered with WAIV, opening more doors for our members.

Financial inclusion. Financial security. Financial freedom.

Financially resilient.

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